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What can a bailiff legally take from my workplace or home?
Enforcement officers, also known as bailiffs can be appointed by a creditor to recover the money which is owed to them. Nick
What is a Partnership Voluntary Arrangement (PVA)?
A Partnership Voluntary Arrangement (PVA) is an agreement whereby Partnerships repay a proportion of business debts to unsecured creditors. It is useful
Clampdown on ‘Hidden Employees’ brings in over £800m for HMRC
Investigations into payroll arrangements among companies across the UK brought in over £800m to the Treasury during the 2016/17 tax year. Ben
If I suspect a customer or a supplier are in financial distress – what should I do?
If you believe a supplier or customer is experiencing financial distress, it is important to find out as much as possible about
Could cashflow problems in my business affect my personal finances and credit rating?
Jason Elliott at Bolton Insolvency Experts explains why sometimes business cashflow problems can affect you personally. Sole traders and individual members of
I cannot afford to pay my staff – does this mean the end of my business?
Whilst it can be extremely distressing to realise that you can’t meet your payroll bill it is important to understand that this
My business is in trouble could an Insolvency Practitioner (IP) help?
If you seek advice from an IP, their first objective should always be to rescue your business and return it to profitability,
I am worried that I cannot afford a personal guarantee I have made – what are my options?
Personal guarantees are requested by lenders to lower their level of risk, and sometimes signing a guarantee can be the only way
My business debts are out of control – is there any possibility I can write them off and start again?
Having out of control debt in a business is never a good position to find yourself in. Our Insolvency Practitioners in Manchester
Understand your rights where HMRC bailiffs are concerned
Being indebted to HMRC can pose a serious problem for your business and there is some confusion as to just how HMRC